About Us

Who we are. What we do.

At the RAI Group your success is our highest priority. We are committed to providing you with customized financing, operational excellence, dedicated and responsive customer service, and the kind of strategic thinking you need to grow.

Here's the experienced, dynamic management team that stands behind that promise.

Philip Schatten, CEO

Phil is founder and leader of the RAI Group. Business and community leader for over 35 years. Finalist in Ernst & Young’s 2003 Entrepreneur of the Year. Co-Manager of several private equity funds. Bachelor degree in Business Administration, accounting and finance from Pace University. Deep commitment and leadership with numerous local, national, and international philanthropic organizations.

Bette Gandelman, COO

Bette provides over 30 years of experience in structuring financial and insurance transactions for companies of various sizes. Formerly, Vice President of Harris Bank/Bank of Montreal's Retail Specialty Group in its Chicago and New York offices. Member of the Economic Club of Chicago, and Million Dollar Roundtable. MBA, Northwestern University's Kellogg School of Management.

John Walsh, CFO 

John oversees financial and accounting functions for all of the RAI Group companies. His responsibilities include financial analysis and reporting, internal accounting controls, tax coordination, and liaison with auditors, lenders, and investors. Before joining the RAI Group 13 years ago, was the Controller for Huffman Koos. Bachelor of Science degree in accounting from Stockton College.

Nancy Keller, Senior Vice President of Operations, Consumer Credit

Nancy has over 30 years of experience in the credit and collection industry. Responsibilities include establishing general policies, procedures and practices as well as governing and overseeing overall credit and collections operations.