 
Who we are. What we do.
At the RAI Group your success is our highest priority. We are committed to providing you with customized financing, operational excellence, dedicated and responsive customer service, and the kind of strategic thinking you need to grow.
Here's the experienced, dynamic management team that stands behind that promise.
 Philip Schatten, CEO - Founder and leader of the RAI Group. Business and community leader for over 35 years. Finalist in Ernst & Young’s 2003 Entrepreneur of the Year. Co-Manager of several private equity funds. Bachelor degree in Business Administration, accounting and finance from Pace University. Deep commitment and leadership with numerous local, national, and international philanthropic organizations.
 Bette Gandelman, COO - Over 30 years of experience in structuring financial and insurance transactions for companies of various sizes. Formerly, Vice President of Harris Bank/Bank of Montreal's Retail Specialty Group in its Chicago and New York offices. Member of the Economic Club of Chicago, and Million Dollar Roundtable. MBA, Northwestern University's Kellogg School of Management.
 John Walsh, CFO - Oversees financial and accounting functions for all of the RAI Group companies. His responsibilities include financial analysis and reporting, internal accounting controls, tax coordination, and liaison with auditors, lenders, and investors. Before joining the RAI Group 13 years ago, was the Controller for Huffman Koos. Bachelor of Science degree in accounting from Stockton College.
 David Borowich, Senior Vice President Business Development and Marketing - Prior to joining RAI, Vice President of Business Development at Tantian, a strategy consultant with CAP Gemini/Ernst & Young and Wheelhouse, marketing and business development with American Express, and an Account Manager at Ogilvy advertising. MBA, New York University's Stern School of Business.
 Nancy Keller, Senior Vice President of Operations, Consumer Credit - Over 30 years of experience in the credit and collection industry. Responsibilities include establishing general policies, procedures and practices as well as governing and overseeing overall credit and collections operations.
 Thomas Kirrane, Executive Vice President - Over 20 years of experience in all aspects of sales, service, claims, compliance and regulation of insurance products. Formerly with ADP, MetLife, Allstate, and National Regulatory Services, Inc. JD, Western New England Law School and MBA, Babson College.
 John Yochim, Director, Information Technology across all RAI groups - With more than thirty years experience in Retail, Finance and Planning Systems. Formerly with Public Services Enterprises, GE, and Ingersoll-Rand. A graduate Electrical Engineer and a member of IEEE Computer Society.
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