If you're a manufacturer, distributor or retailer, you may want to consider borrowing money using your assets to obtain the funds you need. Perhaps your business is growing so quickly that you simply cannot keep up. Or maybe your company is currently going through a rough patch. When you find yourself under-capitalized and need financing to run your business, RAI can put its expertise to work for you. If you have accounts receivable, real estate, equipment, or off-balance-sheet assets, we can structure a long-term loan, secured by your assets that can take your business to the next level.

Benefits:

• Loans are based on your assets and don't impede on the rest of your business.
• Your loan eligibility doesn't depend on the health of your business.
• Loans can be short or long-term.
• Financing is flexible--you can finance selected assets.
• Asset-based lending can resolve short-term cash needs.

The RAI Edge:

• We can create flexible, customized loans suitable for your business. And we understand how to react to your changing needs.
• We are the principals, not brokers. We have the financial resources to make decisions and implement loans quickly.
• We have the unique experience to service middle-market businesses.
• RAI has expertise in maximizing the value of receivables and other assets.

For Instance:

In 1996, national provider of home delivery of frozen foods had an asset-based loan from another lending institution. The lender wanted to exit the credit and was reducing availability to the company. In fact, the lender was basically putting them through an orderly liquidation. RAI came in and, with a combination of revaluing the real estate the company owned and negotiating with the current lender to take a discount, was able to restructure the credit. In fact, we were even able to bring in other participants who were willing to enter the credit because of RAI's unique expertise in valuing assets. Thanks to RAI, the company now is prospering.

Can RAI help your business? To define your needs, please click here.